Transfer duty and transfer costs calculator
Buying a home comes with once-off costs on top of the deposit. Transfer duty is set by SARS; the other fees vary by firm, so they are shown as clearly labelled estimates.
Your details
Transfer duty payable to SARS
R21 786.00
- Estimated total once-off costs
- R83 790.00
How we worked it out
- Purchase priceR1 800 000.00
- Transfer duty (SARS)R21 786.00
From the SARS transfer duty table
- Transfer attorney fee incl. VAT (estimate)R31 050.00
- Bond registration attorney fee incl. VAT (estimate)R22 954.00
- Deeds Office fees (estimate)R4 000.00
- Postage, petties and admin (estimate)R4 000.00
- Total once-off costsR83 790.00
- Only transfer duty is a SARS figure. All other costs are estimates; get written quotes from your conveyancer and bond attorney.
Transfer duty table
| Property value | Transfer duty |
|---|---|
| R1 – R1 210 000 | 0% |
| R1 210 001 – R1 663 800 | 3% of the amount above R1 210 000 |
| R1 663 801 – R2 329 300 | R13 614 + 6% of the amount above R1 663 800 |
| R2 329 301 – R2 994 800 | R53 544 + 8% of the amount above R2 329 300 |
| R2 994 801 – R13 310 000 | R106 784 + 11% of the amount above R2 994 800 |
| R13 310 001 and above | R1 241 456 + 13% of the amount above R13 310 000 |
The other costs, explained
- Transfer (conveyancing) fees: paid by the buyer to the seller's appointed conveyancer, plus VAT.
- Bond registration fees: if you take a home loan, the bank's attorney registers the bond. You pay these fees, plus VAT.
- Deeds Office fees: fixed fees for registering the transfer and the bond.
- Sundries: postage, petties, FICA checks and rates clearance admin.
Frequently asked questions
How much is transfer duty?
No transfer duty is payable on properties up to R1 210 000. Above that, the rate increases in steps from 3% to 13%, as shown in the table below.
Who pays transfer duty?
The buyer pays it, through the transferring attorney, before the property can be registered in the buyer's name.
When is no transfer duty payable?
When the seller is a VAT vendor selling in the course of business, such as a developer selling a new unit, VAT is included in the price instead and no transfer duty is payable.
Are the attorney fees on this page exact?
No. Only transfer duty is a SARS figure. Conveyancing and bond registration fees, Deeds Office fees and sundries are estimates. Ask your conveyancer for a written quote.